1. Goals: Create clear, appropriate investment goals
(建立清晰恰當的投資目標)
2. Balance: Develop a suitable asset allocation using broadly diversified funds
(使用廣泛且多元化的基金,配置適當的資產組合)
3. Cost: Minimize cost
(減低投資成本)
4. Discipline: Maintain perspective and long-term discipline
(秉持長遠目光,嚴守投資紀律。)